Wednesday, December 4, 2013

The Number One Competitor for Your Investment Dollar

Since the 1990s, the United states have been in love with the stock market. They were investing billions through there retirement plans until the 401k and other self-directed pensions came into the picture. Everyone was giving there free advice on the next hot stock pick. I  2009 we hit one of the lows we have ever seen in the3 stock market. Many investors feel they have no other options with the recession making interest rates so low it was a great way to "go broke safely." CD's really have no return or even a negative rate after factoring in the inflation taxes. In 2001 since there was a heart market many investors turned to real estate. They also found a lot of the dangers in real estate real quick. Most people are told that 10% or 11% per year interest beats out CDs, Treasury Bills, corporate bonds, etc. 

Well of course, TLCs have a much higher rate of of return, b ut not many stock market investors have even heard of Tax Lien Certificates (TLC). They would all go broke if they new you can get a 24% or more a year return on there money. Needless to say how many stoic brokers have the time to really do research or there due-dilligence. So you are putting your money in the hands of a professional in which you call your stock broker. Well I can tell you right now that you are guaranteed a great interest rate on TLCs depending on what state you get them from. You get paid by the county and the worse thing that could go wrong they do not pay there taxes, but then you own the home title free with no liens and the county does all the work for you. So in my opinion I would start looking into Tax Lien Certificates it is about as safe as it gets.

Tomorrow we will evaluate stock market advise.

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