Tuesday, December 31, 2013

Think and Growing Rich: Chapter 6 - The Secret to Success!

This chapter will lead you to success but you have to get to your sixth sense. You have to be able to believe what you want to see and feel it. You have to tell your self twice daily what you are going to make and when you are going to make it by. And you have to envision that you can see the money in your hands and feel what you can do with it. This will allow the subconscious mind to open up and give you the ideas you need to be successful. This will open your imaginations up to things you have never thought before.

MAN'S ONLY LIMITATIONS, within reason, LIES IN HIS DEVELOPMENT AND USE OF HIS IMAGINATION!

This is a very good quote to remember.

SUCCESS REQUIRES NO EXPLANATIONS FAILURE PERMITS NO ALIBIS!


Monday, December 30, 2013

Think and Growing Rich: Chapter 5 - The Secret to Success!

This chapter is about SPECIALIZED KNOWLEDGE. It pays to know how to purchase knowledge.

DECISION, PROMPTNESS, ACTION AND THE HABIT OF FINISHING THAT WHICH ONE BEGINS.

One of the strange things about human beings is that they value only that which has a price.
There is a Universal LACK OF AMBITION!

The way of success is the way of continuous pursuit of knowledge.
DOING A THING WELL IS NEVER TROUBLE.

Do not MISTAKE TEMPORARY DEFEAT FOR FAILURE.

Philosophy - that we rise to high positions or remain at the bottom BECAUSE OF CONDITIONS WE CAN CONTROL IF WE DESIRE TO CONTROL THEM!

Both success and failure are largely the result of HABBIT!



Sunday, December 29, 2013

Think and Growing Rich: Chapter 4 - The Secret to Success!

This is the six most important steps that could change your life forever. This is the beginning to shaping your sub conscious mind to be RICH.


  1. Fix your mind on the exact amount of money you desire.
  2. Determine exactly what you intend to give in return for the money you desire.
  3. Establish a definite date to when you intend to posses the money you desire.
  4. Create a definite plan for carrying out your desire, and begin at once, whether you are ready or not, to put this plan into action.
  5. Write out a clear, concise statement of the amount of money you intend to acquire, name the time limits for its acquisition, state what you intend to give in return for the money, and describe clearly the plan through which you intend to accumulate it.
  6. Read your written statement aloud, twice daily, once just before retiring at night, and once after arising in the morning. AS YOU READ. SEE AND FEEL AND BELIEVE IN YOURSELF ALREADY IN POSSESSION OF THE MONEY.
Emil Cove wrote "Day by Day, in every way, I am getting better and better".

When visualizing the money you intend to accumulate, (with closed eyes), see yourself rendering the services, or delivering the merchandise you intend to give in return for this money. This is important!

I AM THE MASTER OF MY FATE, I AM THE CAPTAIN OF MY SOUL!

POWER TO INFLUENCE YOUR OWN SUBCONSCIOUS MIND!

 

Saturday, December 28, 2013

Think and Growing Rich: Chapter 3

Chapter 3 of thinking and growing rich is all about another area were you have to believe to be successful and that is FAITH.

Faith is the "eternal elixir" which gives life. power, and action to the impulse of thought.

If you think you are beaten, you are,
If you think you dare not you don't
If you like to win, but think you can't,
It is almost certain you won't

If you think you'll lose, you're lost
For out of the world we find,
Success begins with a fellows will -
It's all in the state of mind.

If you think you are out classed, you are,
You've got to think high to rise,
You've got to be sure of yourself before
You can ever win a prize.

Life's battle don't always go
To the stronger or faster man,
But soon or later the man who wins
Is the man WHO THINKS HE CAN!

THERE ARE NO LIMITATIONS TO THE MIND EXCEPT THOSE WE ACKNOWLEDGE!

BOTH POVERTY AND RICHES ARE THE OFF SPING OF THOUGHT!


Friday, December 27, 2013

The Secret to Success is Not as Difficult as Some Would Like You to Believe!

Think and Grow Rich: Chapter 2
Desire we will start out with the six most important steps you should write down and say to yourself twice a day when you first wake up and then when you go to bed to convince your subconscious mind to start giving you the plan to be successful.

  1. Fix your mind on the exact amount of money you desire.
  2. Determine exactly what you intend to give in return for the money you desire.
  3. Establish a definite date to when you intend to possess the money you desire.
  4. Create a definite plan for carrying out your desire, and begin at once, whether you are ready or not, to put this plan into action.
  5. Write out a clear, concise statement of the amount of money you intend to acquire, name the time limits for its acquisition, state what you intend to give in return for the money, and describe clearly the plan through which you intend to accumulate it.
  6. Read your written statement aloud, twice daily, once just before retiring at night, and once after arising in the morning. AS YOU READ SEE AND FEEL AND BELIEVE YOURSELF ALREADY IN POSSESSION OF THE MONEY!
 SUCCESS REQUIRES NO APOLOGIES, FAILURE PERMITS NO ALIBIS!

EVERY FAILURE BRINGS WITH IT THE SPEED OF AN EQUIVALENT SUCCESS!

Practical Dreamers DO NOT QUITE!

DREAMS ARE SEEDLINGS OF REALITY!

I bargained for life with a penny,
And life would pay no more,
However I begged at evening,
When I counted my scanty store.

For life is a just employer,
He gives you what you ask,
But once you have set the wages,
Why, you must bear the task.

I worked for a menial's hire,
Only to learn dismayed,
That any wages I have asked of life,
Life would have willingly paid.

DESIRE OUTWITS MOTHER NATURE!

Thursday, December 26, 2013

Think and Grow Rich: Chapter 1

This book was written by Andrew Carnegie to get into the minds of the rich people to see how they became so successful. The first Chapter was called "The Man Who "Thought" His Way Into Partnership With Thomas A. Edison". This book allows you to understand there is nothing you can not get with DESIRE and being persistent about giving up on what you want. When Riches begin to come they come so quickly, in such great abundance, that one wonders where they have been hiding all those years. Here are some good Quotes from Chapter 1.

ALL ACHIEVEMENT, ALL EARNED RICHES, HAVE THEIR BEGINNING IN AN IDEA

DETERMINE TO REMAIN READY UNTIL YOU GOT THAT WHICH YOU WAS SEEKING

KNOW WHAT YOU WANTED, AND THE DETERMINATION TO STAND BY THAT DESIRE UNTIL YOU REALIZE IT

RICHES BEGIN WITH A STATE OF MIND


Wednesday, December 25, 2013

Step by Step Process of A Letter: Step 11

This is the final step to producing your story which will attract the customers you need if you follow the steps and do it right.
Step 11:
The reason for P.S. is becuase many people (I am guilty of this) will go right to the end of your copy to find the price.
The purpose of a P.S. is almost like a 2nd headline and it is used to get your prospect back into the story.
This is giving your story a second chance to be read by the people that are only concerned about the price you are selling your merchandise for


Quote of the day.
KNOW WHAT YOU WANT, AND THE DETERMINATION TO STAND BY THAT DESIRE UNTIL YOU REALIZE IT!

Tuesday, December 24, 2013

Step by Step Process of A Letter: Step 10

The next step is what makes your prospect believe that this is for them it works for others it can work for you.
Step 10: TESTIMONIALS
Getting back to testimonials - You can use testimonials any where in your story. Here is a few different types of testimonials:

  1. Expert Testimonials - Widely recognized experts comment on your product.
  2. User Experience - If someone had a good or meaningful experience with your business, get them to talk about it.
  3. User Result - This is where you explain the result he or she had by using your product or service.
Testimonials make your claims REAL and they counter objections

Quote of the day
Determine to remain ready until you got that which you were seeking

Monday, December 23, 2013

Step by Step Process of A Letter: Step 8 & 9

Step 8: GUARANTEE
Most people get worried at this point.

  1. Test prove that guarantees work and increase sales!
  2. Be fair but firm. Honor your guarantee but do not be a push over.
Step 9: CALL TO ACTION
Your call to action is NOT simply a request to buy.
  1. Build up value of your offer by explaining why an alternative would cost A LOT more.
  2. Offer a lower price.
  3. Then give the reason why the price you are offering is lower.
  4. The icing on the cake is "scarcity". Example "For a limited time" or There is only a "Limited Quantity"… Something of this nature to make your prospect act right away.

Quote of the day.
All Achievements, All Earned Riches, Have Their Beginning In An Idea!!

Sunday, December 22, 2013

Step by Step Process of A Letter: Step 7

Step 7: Bullets
Bullets break the benefits of your product down into bite sized pieces for your prospect to understand a lot better.
3 Points about bullets are:

  1. They need to create intrigue
  2. As well as curiosity 
  3. And they also need to create suspense RATHER than the satisfaction of telling your prospect exactly what they get. Bullets need to create desire rather than understanding.
Quote of the day:
THERE ARE NO LIMITATIONS TO THE MIND EXCEPT THOSE WE ACKNOWLEDGE!

Saturday, December 21, 2013

Step by Step Process of A Letter: Step 6

Step 6 is the Offer that is what you are giving them. This is kind of tricky but you have to make sure you get to the point and tell them the way it is. Obviously you have to entice them with a good written Offer. The offer you are giving them is not just what you get but also…….

  1. What your product is going to do for them. How is it going to make things better for them. Weather it is getting money and becoming financially free or getting a hobby that will let you relax and enjoy life.
  2. It is the best combination of features and benefits put together and presented in the most appealing way for your market.
The quote for the day
DREAMS ARE SEEDLINGS OF REALITY!

Friday, December 20, 2013

Step by Step Process of A Letter: Step 5

Now we are getting into step 7 which will be the proof. You now have there full attention on what they are reading so this is the part that will start to distinguish how good you really are. Now the reader will be able to either go your way or proceed to the next step. This is how you can separate the amateurs from the professionals.

  1. Testimonials or facts are the best set of proof. (we will get into detail shortly)
  2. Another great form of proof is logic.
  3. There are three other great set of proofs and they are:
  • History of the Product
  • How it works and the mechanics
  • Finally what makes the product special
Inspirational Quote of the day
Practical dreamers DO NOT QUIT!

Thursday, December 19, 2013

Step by Step Process of A Letter: Step 4

Now that you have written your story comes another important part to keeping people attracted to what you are writing about and that is the Subheads or Sub headlines. You want to break up your story with sub headlines. You should do this every 6 to 8 paragraphs.
Subheads need to be:

  1. Short
  2. Punchy
  3. They want to have a dual readership path. A reader can read your sub headlines and know what they will get from your content by just reading these alone.
Tomorrow we will get into step 5 which will be the proof.

BOTH POVERY AND RICHES ARE THE OFFSPRING OF THOUGHT!

Wednesday, December 18, 2013

Step by Step Process of A Letter: Step 3

Now we are on step 3 just as important as the rest of the steps you still have to keep them invested in what they are reading. If you started your opener with a story this is were you will continue your story, or go onto another story. If you started on something other than a story, then this is were you need to start your story.
  1. Stories convey emotions 
  2. Humans are hard wired to speak and hear stories. This is how we have communicated with each other for as long as time.
  3. Stories are the unquestioned shortcut to your readers unconscious mind, and thus the fastest way to reach emotional engagement with your reader.
EVERY FAILURE BRINGS WITH IT THE SPEED OF AN EQUIVALENT SUCCESS

Tuesday, December 17, 2013

Step by Step Process of A Letter: Step 2

Step 2 of this process will be your Opener now that you have a headline to attract people to your story you now will have to keep them involved and liking what they are reading.  This is where you need to deepen and widen the emotional appeal of what you are writing to get you prospect drawn in and ready to go on the ride of desire and longing with you.

  1. You can start with a powerful hook, or
  2. Story
  3. You can also make a claim, but remember to only make a claim you can prove. You do not want to be accused of Hype, or
  4. You can make an empty statement letting them know that you have been where they have, and you know exactly how they feel. (This is called negative optimism.)
SUCCESS REQUIRES NO APOLOGIES,
FAILURES PERMITS NO ALIBIS
 

Monday, December 16, 2013

Step by Step Process of A Letter: Step 1

In the next eleven days I will give you the step by step process os a sales letter that will get you all the success you need.

Step 1: Headlines - Your sales letter should always start with a headline. Your headline should:

  1. Grab Attention
  2. Follow you prospects internal dialogue - As we discussed earlier…. it needs to say things the same way your prospect would say things to themselves.
  3. It needs to promise to solve a problem for them or help them attain a desire. Merely arousing a prospects curiosity is usually not enough because it does not set the frame of expectation big enough to get the right prospect primed to make a purchase.
The Heading is where it all starts so to get there attention you have to create a good heading.


Sunday, December 15, 2013

Free Advice on What Not to do When Writing a Story

Here are the things you are recommended not to do when telling a story.


  1. The last thing you want to do is be boring.
  2. Don't be tentative in what you are selling. If you don't believe in the product why should your prospect?
  3. Don't educate non stop without selling first.
Let's clarify what "Hype" is and how you can avoid it.
  1. People think that content is "Hypey" when it has over blown promises or……
  2. Claims you cannot support
  3. Even if what you are dying is the truth, it is more important that you remain believable.
This can be a touchy subject. Many big corporations (non info product business) that are very successful will argue that it is not a good idea to have people in the promotion of a product. So Remember:
  • There are always going to be limits as to what you can do.
  • Unless you have a well recognized brand, it is usually in your best interest to have a person in the promotion, especially with info products.
  • You also want to include something about the person or key personalities behind the business even in a non info product business promotion.
 
 

Saturday, December 14, 2013

Secret to Highly Converting Story to Increase Sales


  1. Invite people from niche market (example network marketing) that will spend money to solve a problem or attain a desire.
  2. Get a flow of qualified leads to opt into your "highly converting" squeeze page or capture page
  3. Your auto responder will then take over to market your prospect on a daily or bi daily or weekly basis to get them ready for what you may be selling them. You will be warming them up to buy in your auto responder series. 
  4. These auto responder messages should drive your prospects to your sales page. Your squeeze page or capture page can also redirect to a sales page. One of the biggest things you want to stay away from in your story is HYPE. Lets look at some alternatives to "hype" content and what you can do to put together a winning sales page. 1. Be aggressive on your story without making over the top claims. 2. Make claims but provide proof. This has proven to work time and time again. With more proof the higher the closing rate. 3. Be enthusiastic in your story but also remember to stay believable. 4. As we discussed before: envy, remember: You can make people envious of you, you can make them envious of people that have benefited from your product, or let them relies others will be envious of them after they have used your product.
  5. And always keep your energy high no matter what strategy you used.

Friday, December 13, 2013

Hot buttons to get your prospects involved

These are 5 buttons to get your prospects emotionally involved with your story. Here are the groups that might be using these 5 buttons for there prospects and they are great groups to join to learn what others are doing +MAKE MONEY ONLINE , +MakeMoneyOnline , +Make Money Online / Work From Home With AWeber , +Making Money Online , +Making Money Strategies , +Making Money For You , and there are many more but this is a good start.

  1. Describe the experience the prospect has of how the problem plays out in real life.
  2. Swipe from success letters. Find out what your competitors are doing and swipe portions of there story to get ideas to use in your own. Do not copy everything word for word, but if you see that it is working for them, you can use the same concept and structure when creating your story.
  3. Always keep in mind the 7 reasons why people buy… 1. Make Money, 2. Save Money, 3. Save Time, 4. Save Effort, 5. Improve Health, 6. Increase Pleasure, 7. Eliminate Pain. The key is to talk about the specific way your offer does one of those things in a way the prospects can relate to in his or her life situation.
  4. Envy - This is a powerful motivator to get your prospect to take action, 3 ways you can use envying your story. 1. Talk about something you are envious of, or were envious of before you had the advantages of your products. 2. Write about something your prospects might be envious of. 3. Talk about how others will be envious of your prospect once they are enjoying the advantages of your offer.
  5. Rule of 7 - This rule states that you need 7 stories, examples, or case studies in the body of your story where the prospects can imagine themselves USING the product you are selling. 
I am sure you have seen a ton of these in a product launches.

Thursday, December 12, 2013

3 Questions You Must Ask Yourself

There are just three questions you must ask yourself that will save you a ton of time when you are writing your own cover for trying to get people to come to your page. If you take your time and answer these three questions with full answers you can sell anything.

Ask yourself:

  1. Who is your prospect? Know who you are writing to and try to get as targeted as possible.
  2. What is your prospects problem? Think about the way your prospect would describe their problems and try to write your copy in their words.
  3. What are you offering that will solve their problem or fulfill their desire? Find the problem then offer them the solution.
These are the three marketing questions that will attract more customers than you can imagine if you can only answer them properly. 

Wednesday, December 11, 2013

A marketing must know for words and phrases

We identified the 10 magical word not to long ago now we will give you powerful words and phrases.

Quickly, easily, naturally - Example:
  • This software will help you increase your sales
  • This software will quickly help you increaser your sales.
Any three of them words makes that sentence come to life.

Use Lead inserts to ease your prospects into thinking of buying from you - Example:
  • Purchase this program now, for a trial offer of just $1.
  • You are invited to take a test drive of our program for a full week at the trial cost of only $1.
This persuades the customer to try your product just by wording the sentences properly.

Last of all Trance words like suddenly, amazing, discover - Example:
  • Discover how powerful these new copywriting techniques are.
Well have a great time hope to see you next time.

Tuesday, December 10, 2013

MLM marketing what is the trick?

Well all these people with this spam and mlm marketing who knows what to believe anymore. I don't know how these people are getting so many people to there sight. The thing lis they tell you how easy it is and all you have to do is blog, well I am telling you that there is a lot more to it than that. I would love for one of those successful individuals to step up and shine some light on this. I am sure there are a load of people that would love for that same information. Well if there is a group out there that can help people doing this the easy way just let jus know I will publish it for all of the individuals who just don't know how to get it done.

Have a great day and hope to see you on a beach some day some were.

Monday, December 9, 2013

The truth to owning a business today

Well today is just another practice day on writing a blog I can not get a grip on it yet so if your reading this bear with me. I have been practicing a little but I still need a lot of help. Today I am hop and getting ready to go to work in which I own a hobby shop. Do not let anyone fool you owning a hobby shop is tough for a lot of reasons One of the major reasons is competing with the internet to sell your product. Everyone wants to buy from home and not go and shop anymore. That is probably the biggest reason it is tough to compete because everyone has the internet and knows the price of everything. The next thing that i think is tough is trying to please everyone once in a while you always get the people that think being rude and obnoxious is the way to do things.

well I really like helping people but these kind of people really annoy me but you have to hold your tongue and do whats right. I once had a wise man, my father tell me that the customer is always right until they leave the store or shop whatever you have. The last thing is owning off road race track for my hobby shop and a carpet track., I must say you can not believe the difference in people that each side brings. It seems that the off road side brings a lot more relaxing environment were everyone is more laid back don't get me wrong you always get people that get mad once in a great while. Now on the other hand you have the carpet oval people that are a totally different breed they are more tightly wound and they take racing a lot more serious. They have there little clicks or groups however you might call it that are competing top the bitter end. I mean bitter they are out for blood and if you accidentally hit one of them heaven forbid they flip there cookie. Well enough said just wanted to lay down some ground rules for future events.

Have a great day and thank you for visiting

Sunday, December 8, 2013

Intro to Making Money from Home

Introducing a revolutionary system that will help you change your life and produce results you can not believe. Even a 12 year old has remarkably been successful in doing this all you have to do is blog. Re,member that saying build it they will come we ll that happens to be very true.

Just take a look at what they have to offer just really listen and try to understand in no time you can be the one making all the money. Good luck hope to see you all soon at one of the next big events.

https://www.empowernetwork.com/almostasecret?id=chall731

Saturday, December 7, 2013

What are online sale doing to the local businesses

Well today we are going to jump off track again. You know for online business things are really starting to boom, but for all the local shops they are taking the hit. One thing that bothers me that the customers either don't see, don't care or did not realize is that eventually if everyone keeps buying online there will be no more shops. I as a business owner can see things swing more and more toward the internet even if you have the same price you get the luxury of buying from your own home. The problem is that we have a couple indoor race tracks and for all those people buying online what are they going to do with there race vehicle if the shops are all gone. I know that most people don't think that way and you can not tell them but there has to be a way to communicate the message.

I think that no matter how hard you try to help your customers and how much you do for them they will still jump over a nickel to pick up a penny. The local shops are already losing money compared to the online shops they have to know the overhead and paying employees. If you have an online business you can do that from home or have a smaller place it does not have to look great and kept up for the public. Well I guess I have done enough of my griping hope there are others out there that feel the same way, but not taking anything away from the online stores wish them all well just need to get some more sales for there local communities.



Friday, December 6, 2013

10 Magical Words for Network Marketing

Today I mentioned I was going to change the agenda just a little in stead of marketing information I was going to give you the top 10 magical word used to attract peoples attention for marketing. Here is your top ten list write them down they really work.

  1. Free - Free e-book details the secret to generating your first dollar online.
  2. You/Your - Are you struggling to generate leads online.
  3. Announcing - Announcing the launch "whatever product your trying to sell".
  4. Introducing - Introducing a revolutionary system that will help you produce results in your business.
  5. New - This New system has proven to crete multiple thousand person downlines.
  6. Secret - The secret to success is not as difficult as someone would like you to believe.
  7. Hot To - How To create copy that will attract and endless stream of prospects into your business.
  8. Guaranteed - The course is guaranteed to help produce results in your business or your money back.
  9. Magical - This simple, yet almost magical trick has resulted in 442 leads in a single day.
  10. Easy - Follow these easy directions, and you'll be amazed at the results.
These are the ten magical words and they do work. I just gave you years of peoples studies to figure out what really works and now you have them in one little blog. I would suggest you write them somewhere because they are that important. Well again hope you found this blog helpful to your journey for success. Have a great day and tomorrow we will be talking about what are Stockbrokers Paid to do?


Thursday, December 5, 2013

Evaluating Stock Market Advice

You know there is no easy way to write an article about evaluating the stock market it take s a lot of numbers and references to make that happen. I have them all but I don't want to put you to sleep like the stock market get on average turns 11% per year, but remember that is if your stock broker does well and most of them don't. A common stated fact is that 80% of mutual funds underperform the S&P 500. And we all know there was major down fall not too long ago in the market and a lot of people lost a lot of money. There was a lot of fluent investors that started off real small like $1,000 dollars and built up to over 500,00 dollars. When the market fell off that 500,000 turned int like 125,000 dollars yes that is a huge loss, but if you look at this they still made a lot of money. That was just for the investors that have been in for 50 years, but did they know the market was going to take a turn for the worse?

Well the way I look at it is if your a stock broker you make money on putting other peoples money in the market if you knew it was coming but didn't know when what would you do. This is a doggy dog world and money seems to make it turn. I can truly give this advise because I told my father to roll it over in an IRA before the market had its trident downfall and there fore I knew how much got lost. Well anyways you can not cry over spilled milk. This is why I am telling you it will never happen in Tax Lien Certificates. You will NEVER have to worry about a "correction" in the Tax Lien Certificate market that could wipe out all you invested. This is why you should go back to my very first post and read on this will get you on your way to financial freedom.

Well hope to see you on the flip side next week I am going to throw in a marketing bonus on the 10 magic words to marketing online then we will get back into What are stock brokers paid to do?

Wednesday, December 4, 2013

The Number One Competitor for Your Investment Dollar

Since the 1990s, the United states have been in love with the stock market. They were investing billions through there retirement plans until the 401k and other self-directed pensions came into the picture. Everyone was giving there free advice on the next hot stock pick. I  2009 we hit one of the lows we have ever seen in the3 stock market. Many investors feel they have no other options with the recession making interest rates so low it was a great way to "go broke safely." CD's really have no return or even a negative rate after factoring in the inflation taxes. In 2001 since there was a heart market many investors turned to real estate. They also found a lot of the dangers in real estate real quick. Most people are told that 10% or 11% per year interest beats out CDs, Treasury Bills, corporate bonds, etc. 

Well of course, TLCs have a much higher rate of of return, b ut not many stock market investors have even heard of Tax Lien Certificates (TLC). They would all go broke if they new you can get a 24% or more a year return on there money. Needless to say how many stoic brokers have the time to really do research or there due-dilligence. So you are putting your money in the hands of a professional in which you call your stock broker. Well I can tell you right now that you are guaranteed a great interest rate on TLCs depending on what state you get them from. You get paid by the county and the worse thing that could go wrong they do not pay there taxes, but then you own the home title free with no liens and the county does all the work for you. So in my opinion I would start looking into Tax Lien Certificates it is about as safe as it gets.

Tomorrow we will evaluate stock market advise.

Tuesday, December 3, 2013

Looking for Serious Competition for Your Investment Dollar

There are plenty of ways to invest your dollar like stock, bonds, mutual funds, municipal bonds, or there are a variety of other investments. With this being said you have to think to your self why more and more investors are starting to invest in Tax Lien Certificates. That makes us wonder is there something these investors know that we don't? What kind of research have these investors done to get them involved in buying these Tax Lien Certificates? Are Tax Lien Certificates really the superior investment right now?

I just do not want people to think I have a problem with stocks, bonds and the rest of the investments. The problem that I see is that too many people have too much investment into one category for example the stock market. I just don't want to see them lose a lot of money like what just happened not to long ago with the corrections they just had. The same thing if you have all your money in bonds if the interest rates rise the same thing can happen. Each of these could be good investments to certain people just don't put all your eggs in one basket as they say. This is what led me to move a portion of money into a safer market with higher-yielding investment - TLCs.

I just want to start buy saying I am not suggesting you take all your money out of your other investments  and place them in TLCs.What I am suggestion that you try to balance your portfolio a little more by adding TLCs. As you can see by reading any of my other post they seem to be a super safe high yielding investment. In the next period here you can make up your mind while I give you my informed perspective and try to educate you.

Until tomorrow have a great day.


Monday, December 2, 2013

Advanced Strategies for Accelerating your Success

This is the 8th blog on Tax Liens and Tax Deeds and the final one in this set. If you want to accelerate the process I would chose dual states. The states that are redeemable deed states but make sure it is only 2 states to start out. To begin with I want to say that there are things called over the counter Tax Lien sales and they are called this because most counties have around 30,000 Tax Lien or Deeds they offer and only 15,000 get sold. The other 15,000 which we are using just for ease of use numbers go back to the county for you to buy over the counter Tax Liens. You cab go to any county clerks office and do this well almost any county some counties do things totally different. Lets put it this way all the counties are different and all the states have different interest rates. The county will tell you were they publish the list.

There is another type called Commissioner Sale this is when inventory that does not get purchased goes back into county then they have a second sale which iOS an auction and redemption period gets reduced to 4 months.

  • Understand the market
  • Hire a local real estate attorney
  •  1500 Dollars per property to handle everything
Then there is Redeemable Deed states Texas is most famous for this type of Deed.
  • Send AP form letters to the counties
  • 254 Counties in just Texas
  • Flat penalty interest rate of 25% within 6 month redemption period and it is not your primary home
  • If it is primary it is 25% first year and 50% second year
  • During redemption period you can collect rent and improve property if you want
  • Well you are waiting you can make money
One more example Georgia is a Redeemable Deed State
  • 159 Counties
  • 20% Flat rate
  • 2 year redemption period - You cannot take title like you can in Texas
  • Georgia has a tax sale once a month
  • Assume Title
Well that is my conclusion to this chapter and tomorrow maybe we will talk about Tax Deeds or tell why Tax Lien investment is so much safer than anything else for return on your money.

Calvin

Sunday, December 1, 2013

Financial Freedom from your Kitchen

In this blog we will teach you how to invest and do some more research. 
Already picked your counties
  • Look up city assessor
  • City appraiser - They should have there own page if your on the counties website
  • Bookmark them after you find who you are looking for
  • Search by - Parcel ID, Address, Persons Name
Parcel ID# is the fastest way to search
By now you have narrowed your search down by counties. Be patient and learn what you need to know to master the market in certain counties. 
GIS System - Geographical Information Service this gives you great amount of information on the property. It seems like most of the smaller counties have the GIS system.

Than you have to get the value of properties here are some tools:
  • zillow.com
  • Yahoo - realestate.yahoo.com
  • truelia.com
  • realitor.com
Then you have for your assessors web sites:
  • Google earth - earth.google.com - Paid version works the best it tells dates pics was taken
  • public.records.onlinesearches.com
  • National Association of counties - nacho.org
  • realauction.com - Several states and counties
  • polktaxsale.com
  • sri-taxsale.com
  • grantstreet.com - this has a lot of selling services to the counties
  • Then there is tax deeds on the internet - bid4assets.com - this is an auction service
Well this wraps ups todays discussion hope it helped you and until next tome have a great day.

Calvin

Saturday, November 30, 2013

Qualified Retirement Plan Continued

Lets start were we left off and continue on why Qualified Retirement Plans ares so well designed that they make a perfect fit for everyone. 

To start out the difference in a QRP and an IRA:
  • Contribution amount in an IRA you can contribute 5,000 dollars, and in a QRP maximum is 49,000 dollars
  • You can borrow against your QRP
  • You can not borrow against your IRA
  • You can Finance real estate in your QRP
  • You can not finance real estate in your IRA
  • Asset protection in QRP can not be attacked by anything like
  1. IRS
  2. Creditors
  3. Bankruptcy
  4. Law Suites
  5. Spouses
  6. and so on….
  • On the other hand an IRS can be pierced by everything
  • You can purchase life insurance with a QRP not with an IRA
  • You are your own admin and trustee with no fees
  • No annual maintenance fees
  • Directly in control of all your plan assets
  • Catchup contribution is 5,55 dollars and in an IRA it is 1,000 dollars
  • You can buy a house and rent it that too is allowed
  • You can buy a house and sell it
  • You can make a lot of money with a QRP
In order to have a Qualified retirement Program "QRP" you can have a DBA, LLC or whatever you want to have.

Please visit the web site http://www.QRPRetirementPlan.com it is all there.

Thank you until next time,

Calvin

Friday, November 29, 2013

How to Safely Earn 18% to 36% Interest with your Retirement Funds

There is a Superior retirement investment in the United States that not many people know because your accountants don't want you to hear about this there is no money it for them.

QRP - Qualified Retirement Plan web site www.qrpretirementplan.com

  • You have complete access to your account
  • You are the administrator
  • You acre the trustee
  • It's a bank account and you can invest and do what you need with your money
Congress writes the tax code and this is what they get when they retire.
Planned Documents - Written into the retirement cope, and CPA's will not talk about it because like I said there is no money in it for them. You want to know what kind of account can you roll over. YOu can rollover any account you want into a QRP thats right any account you want.

QRP is no different from an IRA in a lot of certain things
  • Allows you to do many other things
  • Qualified from IRS
  • Takes about 10 days
  • It is like a company and your the boss
  • 401k has some flexibility
  • QRP you can roll over as much money as you want into it
In a QRP maximum contribution is 49,000 dollars a year
In a IRA maximum contribution is 5,000 dollars a year
Asset protection is small compared to QRP and nothing can penetrate a QRP
  • IRS
  • Spouse
  • Bankruptcy
  • Creditors
  • NO ONE can get to your QRP
Anything you borrow in a IRA you get taxed not in an QRP
You can use a QRP to buy real estate there is no tax issue.
You want to know how much more superior is the QRP- Everyone should have life insurance and you can do that with a QRP, but you can not do that with an IRA.

Well we will continue this tomorrow starting off with the Differences in QRP and IRA. So have a good  day or night depending on what time you read this and see you in the morning.

Calvin

Thursday, November 28, 2013

How to get your property everytime

Happy thanksgiving to all hope you enjoy your wonderful day.  Some of the things you look for if you are trying to get the property you are looking at. Tax Liens and Tax Deeds work the same you are looking for people who have been late a year. You obviously have to do more research like I have been  saying in the 14 step process and that means every step due-dilligence is always most important. Constantly looking at the lists just don't look at a few make sure you do your research and pick your best properties. 

Get Pictures of the property
  • Know your maximum you are going to pay
  • Know the value of the property
  • Know everything about the location
  • Get the subdivision map
  • Keep all notes right in front of you
Do not bid over your maximum bid - It is okay to go to an auction to watch so you can see what is going on. Always have ten to fifteen properties to bid on and so when you lose a deal you will always have back up deals to bid on. Try to research as many properties as you can the more you have the better chance you have to get some good deals.

If you are looking at improvement structures that need some work - You can also find lots with everything on them but the homes. The builders sometimes stop building homes when they stop market starts to drop. You could get lucky and buy lots 500 dollars at a time and turn around and sell them 3,000 to 5,000 dollars each.

Well this is the lesson for today and tomorrow we will be getting into another very important aspect QRP Retirement Plans and these are retirement plans no one wants you to see that are designed by our government officials and I will tell you why tomorrow. So stay tuned have a great holiday and be back plugging away again tomorrow.

Calvin

Wednesday, November 27, 2013

Tax Lien Perfect Blue Print

First of all before I start this post I would like to give a shout out to +Justin Premick for giving great advice on Aweber without people like you it could take years to learn this stuff. Again Justin thanks, well now it is time to get back to my Blog.

With the Tax Lien Blue Print I want to start off by saying this over and over again the foundation for success is the 14 step process. You can be in duel markets if you feel comfortable it is not a problem owning deeds and liens after a short while you will catch on. The subdivision maps will show the entire layout of the neighborhoods. Here is the process I have told you already that will make you so successfull in Tax Liens and Tax Deeds.

14 Step Process - Learn IT!!

  1. Determine your investment objective - Tax Liens or Tax Deeds or Both
  2. Determine your Investment amount
  3. Select the market you want to invest in
  4. Request a list from the counties
  5. Determine your Geographical areas to buy in
  6. Highlight the properties within your budget
  7. Highlight Properties in the best Geographical area
  8. Identify the single family residential homes
  9. Acquire a property profile
  10. Get pictures of the property
  11. Look at subdivision map or plot map
  12. View other Properties in the same neighborhood
  13. Check and see what Properties have sold for in the area you are looking at
  14. Call the Chamber Of Commerce
I cannot express myself enough if you follow these 14 steps I have layer out for you and do you due-dilligence you can not go wrong. You will be very successfull. 

In the next Blog I will tell you how to get the property every time.

Again Thank you for stopping buy reading by Blog hope to have you drop by again in the near future.

Calvin

Tuesday, November 26, 2013

The 14 Point Evolution Process that secures your profit

RESEARCH is the most important to SUCESS!!
Every county is going to do things a different way, Tax liens are sometimes called CP's.

14 Step Research Process

  1. Determine your investment objective - Either or both Tax Liens and Tax Deeds. High interest on your money with Tax Liens or Acquire property what ever you feel comfortable with.
  2. Determine your investment amount - and choose how much to invest on your first investment
  3. Select the markets you want to invest in - choose states then choose cities I recommend seating round your local area for the first few until you get use to it.
  4. Request lists from the counties - mail letters to counties and then respond with there list AP form letter fill it out and mail it. The county will send you a letter knowing how much the list is, how much postage will be, and when the sales are.
  5. Determine your Geographical are you want to buy in - like school districts, zip codes, and property values. What are the good counties, what are the zip codes that has the best school districts and highest property sales. Sort by zip codes,  use county officials, and real estate agencies to get the information you need about the counties you want to buy in.
  6. Highlight the properties within your budget - This will narrow the list down a lot and use different colors for different things. Make notes of were you are when you finish for the day.
  7. Highlight properties in the best Geographical areas - Now you have created what they call your short list. Then search for the best school districts, medium price houses, and medium income areas.
  8. Identify the single family residential homes - Now you have narrowed it down to the nicest single family homes in the area.
  9. Acquire a property profile - All the details about the property geographical, floor plans, and school district. Then determine if it makes it on your buy list.
  10. Picture of the property - Use theses following web sites Google Earth, Zillow, Yahoo Real-Estate or get real-estate agents to take pictures. Why would they take pictures because you are going to need a real-estate agent to sell the properties after you purchase them.
  11. Look at the Subdivision map or Plot map - Gives you a birds eye view of all the houses around you and gives you a good idea on the neighborhood.
  12. View other properties in the same neighborhood - Look for real market value, what has been listed and sold in 60 to 90 days by real-estate agents. The best place to do all of this is Zillow.com it shows all that information,
  13. Check and see what properties have sold for.
  14. Check the Chamber of Commerce - Request a relocation package, that will let you know what is going on, and what the community is all about.
If you follow these 14 steps you can not go wrong and I have expressed this a couple times it is very important to do your due-dilligence.

Hope to see you all in the next post on Tax Lien Profit Blue Print.

Calvin

Monday, November 25, 2013

How the money gets out into your pocket

Tax Lien Certificates are the first position lien on the property due to taxes and this was setup 100 years before the stock market so it is not something new. This is annualized for example if it is 24% a year you get 2% per month flat penalty would be 24% for the full year if they did not pay. All states are different amounts they range from 12% to 39% and they all work a little different Texas has its own set of rules and they are not bad.

The Redemption period is how long they have to come up with the money for there back taxes also known as the grace period.

There are 3 kinds of auctions:

  1. Bid down Interest Rate in which they bid down the auction by 1/4 at a time and who excepts lowest interest rate wins the bid.
  2. Premium bidding auction in which they bid up auction in 1 dollar increments above what the lien is for and that is money you don't get back.
  3. And the last is the rotational bids in which everyone has a bidding number and they go around and have people choose any tax lien on the page.
Tax liens go:
  • Property Owner
  • County
  • Buyer
Tax Liens take claim over any person or any lien over the property and this works because the county has to send a letter 60 days to come in and pay the lien if they don't all liens get wiped clean. The law states that and everything is in black and white.

The county needs money to pay everything 65% of the money goes to education, police, hospitals, and municipal. 100% of the money goes to benefit the community. You are doing the county a justice by paying the taxes helping them to get the money they need to keep things running.

The rate and penalties are set by the state it has nothing to do with tax lien owners.
  • Role to property owners you buy them time
  • Role to county like I said they need the money
  • Role to community to make the local communities a better place to live
Tax Liens High interest rates
Tax Deeds you own the property

Again hope to see you all tomorrow have a great day.

Calvin 

Sunday, November 24, 2013

Introduction to Tax Lien Investment Strategy

Hello there again this Calvin Hall bringing you into yet another chapter of Tax Lien Certificates and this is to give you the boost you need to get started. The very first thing you have to do is decide do you want to do tax liens or tad deeds. What do you feel more comfortable with getting started. Get a piece of paper and write this down What do you want to use for your total investment. Write down the amount weather it is 100 dollars or 20,000 dollars this is your start. Then you have to write down what am I going to spend on my first investment again it is what you feel comfortable with spending. How long am I going to work at doing this set time for example: Monday Thru Friday 6am To 10am. Map out activities that has to be done in the time you allowed for example if you have kids they need to be up at a certain time. 

This is most important to be successful write down and say it like you mean it I WANT FINANCIAL FREEDOM and retire. Then here is what you put for example: I want to own a home in Florida and I want to be able to have my kid train for motocross. It can be whatever you want you just have to want it to go and get it. I WANT TO BE SUCCESSFUL!!!!!

AGAIN I WANT FINANCIAL FREEDOM!!!!!

Set a time to get it done for example 0 to Hero in a 4 year period of time.

Last of all say it too yourself:
I AM A TAX LIEN INVESTOR!!!!!!
I AM A TAX LIEN INVESTOR!!!!!!

Make it clear and loud and now you are on your way.

Calvin

Saturday, November 23, 2013

Tax Lien Certificates top 10 risk: lesson 10

Finally we are at the last lesson of the top ten risk factors for buying tax liens. This is to set the record straight on distinguishing between tax lien myths and tax lien facts. There are several myths about tax lien certificates and one of the biggest is you need a lot of money to buy these sand that is not true. There are also a lot of myths that say that only undesirable or worthless properties are offered in tax sale  and that is not true you can find new houses of all kinds. There is no limit on what is going up for sale we never know the circumstances why people don't pay there taxes. There is also a big myth that there are too much competition in tax lien certificates and there is only a very few places with competition and there is large amounts of counties that are not even being touched. Then there is a myth if the property owner claims bankruptcy I am not getting paid that too is very untrue I already went over that in a prior section. Tax lien investing is to complicated and requires previous real estate investment experience. We all know that is not true you have to have a system of doing things yourself but all the information is right there on the web for you to retrieve.

There is also a myth that city, county, and state liens are superior to property tax liens in which we know there not because I already explained that to you . The last one is that they say buying right from the county are just leftovers that no one wants. That is so untrue there are just so many tax liens that there are not enough people to buy them all. Well I have pretty much covered the top ten risks for buying tax liens and as everyone can see it is not that difficult. I will say that 14 step process I showed you in lesson 9 will be the key to your success. So now you have all the information you need to start making a lot of money good luck and hope to see you in the future.

In the next several days I will give you information that will be like your Bible on Tax Lien Investments. So stay tuned there is a lot more for you to here. See you next time have a great day.

Calvin

Friday, November 22, 2013

Tax Lien Certificates top 10 risk: lesson 9

This is they most important lesson in my opinion of all and it is poor or no due-dilligence is were you can run into the risk factors. I will break it down for you and make sure if you follow these steps you can not go wrong.
14 Point Due-Dilligence Process

  1. Determine your investment objective - example Tax Liens or Tax Deeds
  2. Determine how much investment capitol
  3. Select the markets to invest - list familiar markets to start out with
  4. Request the tax sale list from the counties you choose to invest in - sometimes there is a fee
  5. Determine the best geographical areas to invest in(zip code, school district, property values) - start with 2 zip codes, Call real-estate agents ask for zip codes with highest property value and best rated school districts, call chamber of commerce and double check it
  6. Highlight the property on the list - break the list down to a short list
  7. Highlight the properties on the list that are within your budget - now you eliminate a bunch more by doing that
  8. Highlight the single family residential properties - you now have knocked your list down to what you are looking for
  9. Start a search by using the property profile to get the assessed value of the property - like a credit report on the property, and not all counties give good information
  10. Obtain or view photos of the property - Google search and make sure you have the right address, +Google Earth , Bing, Zillow, and realtor.com
  11. Subdivision maps / Parcel Maps - get them online, look at the property all around the area
  12. View other homes that sold in the same area - examples Zillow.com, Trulia.com, and Realtor.com - 80% of fair market value, get a ball park figure, what are they selling for and what have they sold for, and how long has it been on the market for
  13. Contact a real estate agent - do a comparative market analysis 
  14. Last of all request a relocation package from the chamber of commerce, online - whats happening in the area, such a wealth of info like Job info, reality info, and school info. They will also tell you great ecumenic information about the area you looking to relocate in 
Well this is the most important part of all the lessons please follow these 14 step process and you can not go wrong weather you want to buy tax leans or if your more comfortable with owning property then tax deeds. In a couple more blogs I will get into Deed Grabbing another way to get properties and also explain the market vs tax liens.

Thank you for reading my blog have a great day and tomorrow lesson 10 the last lesson for the top 10 risks of tax liens.

Calvin

Thursday, November 21, 2013

Tax Lien Certificates top 10 risk: lesson 8

Hello again thanks for joining me in the top ten risks of buying tax lien certificates as we are now on number 8 and tomorrow will have a very important 14 step due-dilligence so stay tuned. Today we are going to talk about the eight factor which is inaccurate and incomplete information about the property. Most reporters are misinformed how tax lien certificates really work. There is nothing more pure than tax lien certificates you are doing nothing wrong and surely not making it worse for the owner. You are helping the property owner buy getting there tax lien certificate. Yeah your helping buy giving them more time before they lose there house. If they still don't pay it is not your fault and the interest you make the county already tacks on. It is not because you paid there taxes as we all know when the taxes are late we get a percentage of a late fee. The beautiful thing is that you know exactly were your money is at all times not taking a chance like you do when you are in the stock market.

If the property owner is still living in the property you have a very slim chance to get the property. That is a strong signal that he is going to do everything he can to pay his taxes, but that is what you are looking for unless you want to get houses then there are a totally different set of rules for that. Just to keep the stress down it is very simple buy tax liens in good known locations with single family homes just like I have been telling you all along. You have most of the secrets to making this work just have to implement them into your own system. This is why they say misinformed information always makes things sound bad when they really are not. In tomorrows lesson this will be the most important lesson so absorb all this info because tomorrow is the 14 step process.

Hope this helped you all a little more towards buying tax lien certificate. Until tomorrow have a great day.

Calvin

Wednesday, November 20, 2013

Tax Lien Certificates top 10 risk: lesson 7

Lesson number 7 in the top ten risk of Tax Lien Certificates are buying property in undesirable and unsafe neighborhoods. The traits that you need to make a good neighborhood are having a great school district, good economical environment, and low crime rate. You can use the census reports that are available online to determine the economic condition of the cities within the county you are investing in. A good one to check on the low crime rate, great school districts and good neighborhood is by calling a property realtor. Let them know you are interested in buying property in a certain area by giving them the zip code and they can tell you were to buy. They have the chance to become your realtor and they will give you the best property values and school district to invest in.

Now you have determined by zip code which communities are the most attractive and desirable to be getting into. Again as I have said many times by doing your due-dilligence you can not go wrong with this process. Now from that point it is simply a matter of identifying the properties from the tax sale list located in those areas of the community and start investing in those tax liens. Now you are on your way to success if the taxes do not get paid you own the property in a good community with great school districts and economic growth it is a win win citation. You also know what areas you do not want to invest in and take a chance of losing money. Remember the Chamber of Commerce will have all the information you need on the area you are looking to invest in.

Well time to wrap it up for today hope to see you at lesson 8 we are almost done.

Calvin

Tuesday, November 19, 2013

Tax Lien Certificates top 10 risk: lesson 6

Before I start lesson 6 I just wanted to give a plug to +Vic Gundotra for doing a great job having such a big circle with a lot of followers maybe someday I can get there and +Marc Ridey or it may be this +Marc Ridey who both work for google but this is for the one who posted Automatically share your blog posts to Google+.

Lesson six in Top 10 risks of buying Tax Liens will be on clouded and/or uninsurable Titles of the Tax Lien. A property title/deed that is not insurable by a title insurance company is referenced to as a clouded title. If you can not issue any insurance on the property it is hard to sell. There are a lot of title insurance companies that will tell you if the title is clear. As I have been saying right along with doing your due-dilligence this should not be a problem. Make sure you follow the 14 step process that I will be supplying in a couple more days.

Here is the website you can go to check the titles and see if they are okay or not, and remember this is only if you get the property if they don't pay there taxes. The web site address is http://www.TaxTitleServices.com and it is not case sensitive I only did that to split the words up to see it easier. The majority of deeds or titles obtained in a tax sale or tax foreclosure are considered to be clouded titles. Don't really panic because there is a service out there that can fix that for you. We will be getting in to that too later down the road.

Well again thank you for your attention and we will be doing lesson number 7 the next time we meat again.

Calvin

Monday, November 18, 2013

Tax Lien Certificates top 10 risk: lesson 5

First of all before I start I have to give kudos to +David Sharpe and +David Wood for creating the blogging system that is incredible. I have not learned how to get the readers to my blog yet but they tell you to just keep blogging so here I am. Okay lets get back to lesson number 5 of top ten mistakes in buying Tax Lien Certificates. That would be when entering the high competition markets for Tax Lien Certificates. You have to design your own strategy to get these Tax Liens even though I will provide the 14 step process here soon you will have your own routine. Do not enter the Tax Liens that go up for bidding that is something you can get into after doing this for a while, and your already rich. Instead of investing in the high populations counties like Pheonix, Arizona that is real tough market to get into. You can invest in all the smaller surrounding counties that still have a lot of value. By doing your due-dilligence you will know the best communities to purchase from.

One more important thing is that you do not restrict yourself to just one market there are so many you can choose from. Just remember the more difficult it is of a market to get into the less people are there buying. Most people want it to be handed to them and do not want to do the work. Well like I have been saying this is a win win you can't lose but it does take work in the beginning to learn how everything is done. You need an assignment purchasing strategy, to greatly reduce competition and get the best prices and the highest interest rates. Remember the counties that pay the highest interest rates are the ones that fill your bank account faster. Don't get me wrong even the lowest paying counties at 12% is a lot higher than any bank or market you can reach. Eventually I will explain that too how the market place is a bad investment compared to this, and a retirement program that is the best.

Well again thanks and hope to see you all in lesson 6. Now we are half way done and going over the hump.

Sunday, November 17, 2013

Tax Lien Certificates top 10 risk: lesson 4

Hello how are you doing today I would like to move on to the forth risk factor to buying Tax Lien Certificates. This would be what we would call undesirable and worthless properties. These are properties that could never be used or sold. They could be zones wrong and it could be a strip of land running down a highway it could be a mile long but only 10 foot wide. You have to make sure you look for the size of the property. The land could be subdivided wrong this is all stuff that would never happen if you follow the 14 step rules I will be giving you in a later post. You must use the proven evaluation methods, to determine exactly what you fare buying a lien on. Again I can not stress enough due-diligence is very important. Its just not only the size it could be a piece of property on a cliff someone has to own that property.

Can you imagine if you buy a beautiful piece of land and there is no way to get to it it is stuck surrounded by other peoples land. See that is things you have to watch for you do not hardly find this at all it just could happen. You also want to make sure it is not an undesirable location, that the property is in a slum part of town. It is were there are a lot of shootings and theft. These properties would also be hard to get rid of. The last thing is you have to make sure that it is not a condemned or abandon structure just left out there sitting for years no good. All I have to say is that I will give you the tools and show you how to follow the 14 step process. Then you can't go wrong you will never find any of these problems.

Well so long for today tomorrow I will be giving you lesson 5, I know you are saying finally we are half way there. Well just remember nothing comes easy in life so just stick with it and it will all pay off.

Calvin

Saturday, November 16, 2013

Tax Lien Certificates top 10 risk: lesson 3

Today we will get into the third top ten risk to watch with Tax Lien Certificates. If you are looking at an industrial or manufacturing properties I can not express my serif more AVOID THEM ALL. Well I hope that was a convincing way to tell you. To start out until you become really qualified to look outside the box unless you are rich and do not care. Then I have something for you I own a ice villa in hell man do I get a lot of business down there. Sorry got side tracked don't know what I was thinking but stick to single family homes they are the safest way to start. All environmental property is public knowledge it is recorded. IF it is a sale in default they will just give you your money back as long as you do due-dilligence you can avoid all these problems.

Tax Lien holders are not responsible for the property. You are just doing the owner a favor by paying his taxes until he can get it paid. The interest rate is already on the taxes it is not like we make money for doing this. We do but not a charge to whom you are helping the tax is thrown on there by the county and you are just helping. So he will be paying the same regardless if you pat the Tax Lien or not. Okay just wanted to make that clear by purchasing these Tax Liens you are not making the taxes go up remember you are doing the tax payer a favor until he can pay back. Unless he can't then you own the property free and clear. Here is a link I will give you that allows you to look at all Environmental issues and the areas to stay away from.

http://www.EPA.gov

Hope you all have a great day and until next time

Friday, November 15, 2013

Tax Lien Certificates top 10 risk: lesson 2

Hello again how are you doing I am here to give you the next risk factor to Tax Lien Certificates it is really not a risk, but this is what they teach you. Risk number two is when the IRS files a lien against the property it sounds much worse than it is. I explained a little in the first article it was kind of an overview. Like I said before this is not a problem when the IRS puts a lien against the property it does not effect your ability to get paid. It just extends the time a little you have to give a 120 day window to either get your money or get the property. They will not respond because IRS is not into buying houses and selling them so that leaves the property to you with a clean deed. Just buy chance the IRS decides to buy the property well you still get your money with the compounded interest rate. Like I said all the states are different.

You will have to send the IRS form 14135 application to discharge property lien. This is the 120 day window you have to wait for them to respond if they don't respond within 120 days then again the property is free and clear. But as we talked about in both my other post due-dilligence is going to be the most important asset to everyone in pretty much everything you do. I will say this in every post because  this happens to most important in  success with anything. Pretty quick I will be giving you the 14 step process and you will be on your way to making money like you won't believe. Te beautiful thing is it is free of charge because I have already paid to learn and thought I could tell everyone the tricks.

I know this is not for everyone, but for the ones that can dig down deep and get a wealth of knowledge and enjoy working on there own good luck. Until tomorrow have a great day and see you on your road to success.

Thursday, November 14, 2013

Tax Lien Certificates top 10 risk

Over the next 10 days I will explain to you what your risks are with Tax Lien Certificates. I will tell you this time and time again due-dilligence is a top priority when doing anything. Here you go people I will help you learn ho to be successful you just have to follow certain steps and you cannot fail. Sorry there are too many things to put in one post but daily I will try to give you as much information as I possible can. Just remember to look me up when you do become rich and your corporation is flying high. Okay lets get to it I will try to explain in the simplest form, and here is the first risk you have to pay attention to, but you still cannot lose money just prolongs your paycheck a little longer.

If the property owner files bankruptcy. This is not in anyway going to make you lose a cent, they then just pull the property from the auction. Then the sale will go into default, but that has nothing to do with you. Bankruptcy will happen during the redemption period and the county will have to notify anyone that has a lien on the property. It does not matter if its the bank or IRS. Most banks are being sold and the county only has one address to notify so if the house is still owed 75,000 dollars the bank don't know whats going on. If the bank don't pay the taxes you get the house free and clear. Even if the IRS has a lien on the house the IRS is not into buying and selling houses so they too will let it go.

Lets say the Bank pays for the property and pays off the taxes well thats great too because then the county pays you the money you put up with all the interest that you were counting on. By the way if no body pays you then own the house you can make a lot of money instead of interest say 17% on 5,000 what would be $5850 making $850 dollars. You now will own a house you can sell for say 75,000 but just think if you were in a hurry to get money you dump it for 25,000 and make that money instantly now you made $20,000 dollars. Yeah that is right this is how to make money quick. There are a lot of ways you can learn how to look for houses that people are going to lose or if you just want to collect on the interest. Just depends on how comfortable you are with owning property all over the place. Well as I said you are the first position on the property and you are protected at all time you will not lose money you might just gain property which is not so bad either it just extends the process when people file bankruptcy.

All I can say is do your Due-Dilligence on everything. There again that is the first risk with Tax Lien Certificates in my eyes that don't seem like a risk, but some people are afraid to own property out of state. Just remember you can find real-estate agents all vower the world in later blogs I will tell you how they can be a big advantage for you to use them. I will give you the 14 steps that if you follow you can not fail in a later blog. Well hope to see you in my next blog have a great day see you soon.

Calvin

Wednesday, November 13, 2013

Tax Lien Certificates

This seems to be a bullet proof way to make money it is a win win situation. The only thing you have to do is use due-diligence and you can be very successful. Why I say this is a win win situation is that you are paying for tax lien certificates and you get these through the county. There is a percentage on all of these liens and they range from 12% up to 39% depending on the state you are getting the tax lien certificates from. The bank can not even come close to giving you them rates at 39% you can almost double your money in 2 years. Now you ask what if they don't pay for there taxes. Well this is how that works.

All states are different but we will go with a normal circumstance say you get a 25% state you will collect that money if paid. They have two years to pay it like I said that is how most states work if the pay it in two years you will have collected 25% for the first year and another 25% for the second year. Now if they do not pay then you receive the property free and clear a clear title. It does not matter if that house has a mortgage or anything against it not even if the IRS has a lien against it. That is right all liens are null and void. The beautiful thing is that the county does all the work sending the letters and if they get no response you own the property. Lets say the bank steps in and pays it off well that is fine too it don't matter you still get your 25% check from the county for each year. This is why I say it is a win win citation and as long as you do your due-dilligence everything should be great.

Well got a lot more to say but don't want to take up all your time in one post hope to see you all soon.

Calvin