Qualified Retirement Plan Continued

Lets start were we left off and continue on why Qualified Retirement Plans ares so well designed that they make a perfect fit for everyone. 

To start out the difference in a QRP and an IRA:

• Contribution amount in an IRA you can contribute 5,000 dollars, and in a QRP maximum is 49,000 dollars
• You can borrow against your QRP
• You can not borrow against your IRA
• You can Finance real estate in your QRP
• You can not finance real estate in your IRA
• Asset protection in QRP can not be attacked by anything like

1. IRS
2. Creditors
3. Bankruptcy
4. Law Suites
5. Spouses
6. and so on….

• On the other hand an IRS can be pierced by everything
• You can purchase life insurance with a QRP not with an IRA
• You are your own admin and trustee with no fees
• No annual maintenance fees
• Directly in control of all your plan assets
• Catchup contribution is 5,55 dollars and in an IRA it is 1,000 dollars
• You can buy a house and rent it that too is allowed
• You can buy a house and sell it
• You can make a lot of money with a QRP

In order to have a Qualified retirement Program "QRP" you can have a DBA, LLC or whatever you want to have.

Please visit the web site http://www.QRPRetirementPlan.com it is all there.

Thank you until next time,

Calvin

How to Safely Earn 18% to 36% Interest with your Retirement Funds

There is a Superior retirement investment in the United States that not many people know because your accountants don't want you to hear about this there is no money it for them.

QRP - Qualified Retirement Plan web site www.qrpretirementplan.com

• You have complete access to your account
• You are the administrator
• You acre the trustee
• It's a bank account and you can invest and do what you need with your money

Congress writes the tax code and this is what they get when they retire.

Planned Documents - Written into the retirement cope, and CPA's will not talk about it because like I said there is no money in it for them. You want to know what kind of account can you roll over. YOu can rollover any account you want into a QRP thats right any account you want.

QRP is no different from an IRA in a lot of certain things

• Allows you to do many other things
• Qualified from IRS
• Takes about 10 days
• It is like a company and your the boss
• 401k has some flexibility
• QRP you can roll over as much money as you want into it

In a QRP maximum contribution is 49,000 dollars a year

In a IRA maximum contribution is 5,000 dollars a year

Asset protection is small compared to QRP and nothing can penetrate a QRP

• IRS
• Spouse
• Bankruptcy
• Creditors
• NO ONE can get to your QRP

Anything you borrow in a IRA you get taxed not in an QRP

You can use a QRP to buy real estate there is no tax issue.

You want to know how much more superior is the QRP- Everyone should have life insurance and you can do that with a QRP, but you can not do that with an IRA.

Well we will continue this tomorrow starting off with the Differences in QRP and IRA. So have a good  day or night depending on what time you read this and see you in the morning.

Calvin

How to get your property everytime

Happy thanksgiving to all hope you enjoy your wonderful day.  Some of the things you look for if you are trying to get the property you are looking at. Tax Liens and Tax Deeds work the same you are looking for people who have been late a year. You obviously have to do more research like I have been  saying in the 14 step process and that means every step due-dilligence is always most important. Constantly looking at the lists just don't look at a few make sure you do your research and pick your best properties. 

Get Pictures of the property

• Know your maximum you are going to pay
• Know the value of the property
• Know everything about the location
• Get the subdivision map
• Keep all notes right in front of you

Do not bid over your maximum bid - It is okay to go to an auction to watch so you can see what is going on. Always have ten to fifteen properties to bid on and so when you lose a deal you will always have back up deals to bid on. Try to research as many properties as you can the more you have the better chance you have to get some good deals.

If you are looking at improvement structures that need some work - You can also find lots with everything on them but the homes. The builders sometimes stop building homes when they stop market starts to drop. You could get lucky and buy lots 500 dollars at a time and turn around and sell them 3,000 to 5,000 dollars each.

Well this is the lesson for today and tomorrow we will be getting into another very important aspect QRP Retirement Plans and these are retirement plans no one wants you to see that are designed by our government officials and I will tell you why tomorrow. So stay tuned have a great holiday and be back plugging away again tomorrow.

Calvin

Tax Lien Perfect Blue Print

First of all before I start this post I would like to give a shout out to +Justin Premick for giving great advice on Aweber without people like you it could take years to learn this stuff. Again Justin thanks, well now it is time to get back to my Blog.

With the Tax Lien Blue Print I want to start off by saying this over and over again the foundation for success is the 14 step process. You can be in duel markets if you feel comfortable it is not a problem owning deeds and liens after a short while you will catch on. The subdivision maps will show the entire layout of the neighborhoods. Here is the process I have told you already that will make you so successfull in Tax Liens and Tax Deeds.

14 Step Process - Learn IT!!

1. Determine your investment objective - Tax Liens or Tax Deeds or Both
2. Determine your Investment amount
3. Select the market you want to invest in
4. Request a list from the counties
5. Determine your Geographical areas to buy in
6. Highlight the properties within your budget
7. Highlight Properties in the best Geographical area
8. Identify the single family residential homes
9. Acquire a property profile
10. Get pictures of the property
11. Look at subdivision map or plot map
12. View other Properties in the same neighborhood
13. Check and see what Properties have sold for in the area you are looking at
14. Call the Chamber Of Commerce

I cannot express myself enough if you follow these 14 steps I have layer out for you and do you due-dilligence you can not go wrong. You will be very successfull. 

In the next Blog I will tell you how to get the property every time.

Again Thank you for stopping buy reading by Blog hope to have you drop by again in the near future.

Calvin

The 14 Point Evolution Process that secures your profit

RESEARCH is the most important to SUCESS!!
Every county is going to do things a different way, Tax liens are sometimes called CP's.

14 Step Research Process

1. Determine your investment objective - Either or both Tax Liens and Tax Deeds. High interest on your money with Tax Liens or Acquire property what ever you feel comfortable with.
2. Determine your investment amount - and choose how much to invest on your first investment
3. Select the markets you want to invest in - choose states then choose cities I recommend seating round your local area for the first few until you get use to it.
4. Request lists from the counties - mail letters to counties and then respond with there list AP form letter fill it out and mail it. The county will send you a letter knowing how much the list is, how much postage will be, and when the sales are.
5. Determine your Geographical are you want to buy in - like school districts, zip codes, and property values. What are the good counties, what are the zip codes that has the best school districts and highest property sales. Sort by zip codes,  use county officials, and real estate agencies to get the information you need about the counties you want to buy in.
6. Highlight the properties within your budget - This will narrow the list down a lot and use different colors for different things. Make notes of were you are when you finish for the day.
7. Highlight properties in the best Geographical areas - Now you have created what they call your short list. Then search for the best school districts, medium price houses, and medium income areas.
8. Identify the single family residential homes - Now you have narrowed it down to the nicest single family homes in the area.
9. Acquire a property profile - All the details about the property geographical, floor plans, and school district. Then determine if it makes it on your buy list.
10. Picture of the property - Use theses following web sites Google Earth, Zillow, Yahoo Real-Estate or get real-estate agents to take pictures. Why would they take pictures because you are going to need a real-estate agent to sell the properties after you purchase them.
11. Look at the Subdivision map or Plot map - Gives you a birds eye view of all the houses around you and gives you a good idea on the neighborhood.
12. View other properties in the same neighborhood - Look for real market value, what has been listed and sold in 60 to 90 days by real-estate agents. The best place to do all of this is Zillow.com it shows all that information,
13. Check and see what properties have sold for.
14. Check the Chamber of Commerce - Request a relocation package, that will let you know what is going on, and what the community is all about.

If you follow these 14 steps you can not go wrong and I have expressed this a couple times it is very important to do your due-dilligence.

Hope to see you all in the next post on Tax Lien Profit Blue Print.

Calvin

How the money gets out into your pocket

Tax Lien Certificates are the first position lien on the property due to taxes and this was setup 100 years before the stock market so it is not something new. This is annualized for example if it is 24% a year you get 2% per month flat penalty would be 24% for the full year if they did not pay. All states are different amounts they range from 12% to 39% and they all work a little different Texas has its own set of rules and they are not bad.

The Redemption period is how long they have to come up with the money for there back taxes also known as the grace period.

There are 3 kinds of auctions:

1. Bid down Interest Rate in which they bid down the auction by 1/4 at a time and who excepts lowest interest rate wins the bid.
2. Premium bidding auction in which they bid up auction in 1 dollar increments above what the lien is for and that is money you don't get back.
3. And the last is the rotational bids in which everyone has a bidding number and they go around and have people choose any tax lien on the page.

Tax liens go:

• Property Owner
• County
• Buyer

Tax Liens take claim over any person or any lien over the property and this works because the county has to send a letter 60 days to come in and pay the lien if they don't all liens get wiped clean. The law states that and everything is in black and white.

The county needs money to pay everything 65% of the money goes to education, police, hospitals, and municipal. 100% of the money goes to benefit the community. You are doing the county a justice by paying the taxes helping them to get the money they need to keep things running.

The rate and penalties are set by the state it has nothing to do with tax lien owners.

• Role to property owners you buy them time
• Role to county like I said they need the money
• Role to community to make the local communities a better place to live

Tax Liens High interest rates

Tax Deeds you own the property

Again hope to see you all tomorrow have a great day.

Calvin 

Introduction to Tax Lien Investment Strategy

Hello there again this Calvin Hall bringing you into yet another chapter of Tax Lien Certificates and this is to give you the boost you need to get started. The very first thing you have to do is decide do you want to do tax liens or tad deeds. What do you feel more comfortable with getting started. Get a piece of paper and write this down What do you want to use for your total investment. Write down the amount weather it is 100 dollars or 20,000 dollars this is your start. Then you have to write down what am I going to spend on my first investment again it is what you feel comfortable with spending. How long am I going to work at doing this set time for example: Monday Thru Friday 6am To 10am. Map out activities that has to be done in the time you allowed for example if you have kids they need to be up at a certain time. 

This is most important to be successful write down and say it like you mean it I WANT FINANCIAL FREEDOM and retire. Then here is what you put for example: I want to own a home in Florida and I want to be able to have my kid train for motocross. It can be whatever you want you just have to want it to go and get it. I WANT TO BE SUCCESSFUL!!!!!

AGAIN I WANT FINANCIAL FREEDOM!!!!!

Set a time to get it done for example 0 to Hero in a 4 year period of time.

Last of all say it too yourself:

I AM A TAX LIEN INVESTOR!!!!!!

I AM A TAX LIEN INVESTOR!!!!!!

Make it clear and loud and now you are on your way.

Calvin

Tax Lien Certificates top 10 risk: lesson 10

Finally we are at the last lesson of the top ten risk factors for buying tax liens. This is to set the record straight on distinguishing between tax lien myths and tax lien facts. There are several myths about tax lien certificates and one of the biggest is you need a lot of money to buy these sand that is not true. There are also a lot of myths that say that only undesirable or worthless properties are offered in tax sale  and that is not true you can find new houses of all kinds. There is no limit on what is going up for sale we never know the circumstances why people don't pay there taxes. There is also a big myth that there are too much competition in tax lien certificates and there is only a very few places with competition and there is large amounts of counties that are not even being touched. Then there is a myth if the property owner claims bankruptcy I am not getting paid that too is very untrue I already went over that in a prior section. Tax lien investing is to complicated and requires previous real estate investment experience. We all know that is not true you have to have a system of doing things yourself but all the information is right there on the web for you to retrieve.

There is also a myth that city, county, and state liens are superior to property tax liens in which we know there not because I already explained that to you . The last one is that they say buying right from the county are just leftovers that no one wants. That is so untrue there are just so many tax liens that there are not enough people to buy them all. Well I have pretty much covered the top ten risks for buying tax liens and as everyone can see it is not that difficult. I will say that 14 step process I showed you in lesson 9 will be the key to your success. So now you have all the information you need to start making a lot of money good luck and hope to see you in the future.

In the next several days I will give you information that will be like your Bible on Tax Lien Investments. So stay tuned there is a lot more for you to here. See you next time have a great day.

Calvin

Tax Lien Certificates top 10 risk: lesson 9

This is they most important lesson in my opinion of all and it is poor or no due-dilligence is were you can run into the risk factors. I will break it down for you and make sure if you follow these steps you can not go wrong.
14 Point Due-Dilligence Process

1. Determine your investment objective - example Tax Liens or Tax Deeds
2. Determine how much investment capitol
3. Select the markets to invest - list familiar markets to start out with
4. Request the tax sale list from the counties you choose to invest in - sometimes there is a fee
5. Determine the best geographical areas to invest in(zip code, school district, property values) - start with 2 zip codes, Call real-estate agents ask for zip codes with highest property value and best rated school districts, call chamber of commerce and double check it
6. Highlight the property on the list - break the list down to a short list
7. Highlight the properties on the list that are within your budget - now you eliminate a bunch more by doing that
8. Highlight the single family residential properties - you now have knocked your list down to what you are looking for
9. Start a search by using the property profile to get the assessed value of the property - like a credit report on the property, and not all counties give good information
10. Obtain or view photos of the property - Google search and make sure you have the right address, +Google Earth , Bing, Zillow, and realtor.com
11. Subdivision maps / Parcel Maps - get them online, look at the property all around the area
12. View other homes that sold in the same area - examples Zillow.com, Trulia.com, and Realtor.com - 80% of fair market value, get a ball park figure, what are they selling for and what have they sold for, and how long has it been on the market for
13. Contact a real estate agent - do a comparative market analysis 
14. Last of all request a relocation package from the chamber of commerce, online - whats happening in the area, such a wealth of info like Job info, reality info, and school info. They will also tell you great ecumenic information about the area you looking to relocate in 

Well this is the most important part of all the lessons please follow these 14 step process and you can not go wrong weather you want to buy tax leans or if your more comfortable with owning property then tax deeds. In a couple more blogs I will get into Deed Grabbing another way to get properties and also explain the market vs tax liens.

Thank you for reading my blog have a great day and tomorrow lesson 10 the last lesson for the top 10 risks of tax liens.

Calvin

Tax Lien Certificates top 10 risk: lesson 8

Hello again thanks for joining me in the top ten risks of buying tax lien certificates as we are now on number 8 and tomorrow will have a very important 14 step due-dilligence so stay tuned. Today we are going to talk about the eight factor which is inaccurate and incomplete information about the property. Most reporters are misinformed how tax lien certificates really work. There is nothing more pure than tax lien certificates you are doing nothing wrong and surely not making it worse for the owner. You are helping the property owner buy getting there tax lien certificate. Yeah your helping buy giving them more time before they lose there house. If they still don't pay it is not your fault and the interest you make the county already tacks on. It is not because you paid there taxes as we all know when the taxes are late we get a percentage of a late fee. The beautiful thing is that you know exactly were your money is at all times not taking a chance like you do when you are in the stock market.

If the property owner is still living in the property you have a very slim chance to get the property. That is a strong signal that he is going to do everything he can to pay his taxes, but that is what you are looking for unless you want to get houses then there are a totally different set of rules for that. Just to keep the stress down it is very simple buy tax liens in good known locations with single family homes just like I have been telling you all along. You have most of the secrets to making this work just have to implement them into your own system. This is why they say misinformed information always makes things sound bad when they really are not. In tomorrows lesson this will be the most important lesson so absorb all this info because tomorrow is the 14 step process.

Hope this helped you all a little more towards buying tax lien certificate. Until tomorrow have a great day.

Calvin

Tax Lien Certificates top 10 risk: lesson 7

Lesson number 7 in the top ten risk of Tax Lien Certificates are buying property in undesirable and unsafe neighborhoods. The traits that you need to make a good neighborhood are having a great school district, good economical environment, and low crime rate. You can use the census reports that are available online to determine the economic condition of the cities within the county you are investing in. A good one to check on the low crime rate, great school districts and good neighborhood is by calling a property realtor. Let them know you are interested in buying property in a certain area by giving them the zip code and they can tell you were to buy. They have the chance to become your realtor and they will give you the best property values and school district to invest in.

Now you have determined by zip code which communities are the most attractive and desirable to be getting into. Again as I have said many times by doing your due-dilligence you can not go wrong with this process. Now from that point it is simply a matter of identifying the properties from the tax sale list located in those areas of the community and start investing in those tax liens. Now you are on your way to success if the taxes do not get paid you own the property in a good community with great school districts and economic growth it is a win win citation. You also know what areas you do not want to invest in and take a chance of losing money. Remember the Chamber of Commerce will have all the information you need on the area you are looking to invest in.

Well time to wrap it up for today hope to see you at lesson 8 we are almost done.

Calvin

Tax Lien Certificates top 10 risk: lesson 6

Before I start lesson 6 I just wanted to give a plug to +Vic Gundotra for doing a great job having such a big circle with a lot of followers maybe someday I can get there and +Marc Ridey or it may be this +Marc Ridey who both work for google but this is for the one who posted Automatically share your blog posts to Google+.

Lesson six in Top 10 risks of buying Tax Liens will be on clouded and/or uninsurable Titles of the Tax Lien. A property title/deed that is not insurable by a title insurance company is referenced to as a clouded title. If you can not issue any insurance on the property it is hard to sell. There are a lot of title insurance companies that will tell you if the title is clear. As I have been saying right along with doing your due-dilligence this should not be a problem. Make sure you follow the 14 step process that I will be supplying in a couple more days.

Here is the website you can go to check the titles and see if they are okay or not, and remember this is only if you get the property if they don't pay there taxes. The web site address is http://www.TaxTitleServices.com and it is not case sensitive I only did that to split the words up to see it easier. The majority of deeds or titles obtained in a tax sale or tax foreclosure are considered to be clouded titles. Don't really panic because there is a service out there that can fix that for you. We will be getting in to that too later down the road.

Well again thank you for your attention and we will be doing lesson number 7 the next time we meat again.

Calvin

Tax Lien Certificates top 10 risk: lesson 5

First of all before I start I have to give kudos to +David Sharpe and +David Wood for creating the blogging system that is incredible. I have not learned how to get the readers to my blog yet but they tell you to just keep blogging so here I am. Okay lets get back to lesson number 5 of top ten mistakes in buying Tax Lien Certificates. That would be when entering the high competition markets for Tax Lien Certificates. You have to design your own strategy to get these Tax Liens even though I will provide the 14 step process here soon you will have your own routine. Do not enter the Tax Liens that go up for bidding that is something you can get into after doing this for a while, and your already rich. Instead of investing in the high populations counties like Pheonix, Arizona that is real tough market to get into. You can invest in all the smaller surrounding counties that still have a lot of value. By doing your due-dilligence you will know the best communities to purchase from.

One more important thing is that you do not restrict yourself to just one market there are so many you can choose from. Just remember the more difficult it is of a market to get into the less people are there buying. Most people want it to be handed to them and do not want to do the work. Well like I have been saying this is a win win you can't lose but it does take work in the beginning to learn how everything is done. You need an assignment purchasing strategy, to greatly reduce competition and get the best prices and the highest interest rates. Remember the counties that pay the highest interest rates are the ones that fill your bank account faster. Don't get me wrong even the lowest paying counties at 12% is a lot higher than any bank or market you can reach. Eventually I will explain that too how the market place is a bad investment compared to this, and a retirement program that is the best.

Well again thanks and hope to see you all in lesson 6. Now we are half way done and going over the hump.

Tax Lien Certificates top 10 risk: lesson 4

Hello how are you doing today I would like to move on to the forth risk factor to buying Tax Lien Certificates. This would be what we would call undesirable and worthless properties. These are properties that could never be used or sold. They could be zones wrong and it could be a strip of land running down a highway it could be a mile long but only 10 foot wide. You have to make sure you look for the size of the property. The land could be subdivided wrong this is all stuff that would never happen if you follow the 14 step rules I will be giving you in a later post. You must use the proven evaluation methods, to determine exactly what you fare buying a lien on. Again I can not stress enough due-diligence is very important. Its just not only the size it could be a piece of property on a cliff someone has to own that property.

Can you imagine if you buy a beautiful piece of land and there is no way to get to it it is stuck surrounded by other peoples land. See that is things you have to watch for you do not hardly find this at all it just could happen. You also want to make sure it is not an undesirable location, that the property is in a slum part of town. It is were there are a lot of shootings and theft. These properties would also be hard to get rid of. The last thing is you have to make sure that it is not a condemned or abandon structure just left out there sitting for years no good. All I have to say is that I will give you the tools and show you how to follow the 14 step process. Then you can't go wrong you will never find any of these problems.

Well so long for today tomorrow I will be giving you lesson 5, I know you are saying finally we are half way there. Well just remember nothing comes easy in life so just stick with it and it will all pay off.

Calvin

Tax Lien Certificates top 10 risk: lesson 3

Today we will get into the third top ten risk to watch with Tax Lien Certificates. If you are looking at an industrial or manufacturing properties I can not express my serif more AVOID THEM ALL. Well I hope that was a convincing way to tell you. To start out until you become really qualified to look outside the box unless you are rich and do not care. Then I have something for you I own a ice villa in hell man do I get a lot of business down there. Sorry got side tracked don't know what I was thinking but stick to single family homes they are the safest way to start. All environmental property is public knowledge it is recorded. IF it is a sale in default they will just give you your money back as long as you do due-dilligence you can avoid all these problems.

Tax Lien holders are not responsible for the property. You are just doing the owner a favor by paying his taxes until he can get it paid. The interest rate is already on the taxes it is not like we make money for doing this. We do but not a charge to whom you are helping the tax is thrown on there by the county and you are just helping. So he will be paying the same regardless if you pat the Tax Lien or not. Okay just wanted to make that clear by purchasing these Tax Liens you are not making the taxes go up remember you are doing the tax payer a favor until he can pay back. Unless he can't then you own the property free and clear. Here is a link I will give you that allows you to look at all Environmental issues and the areas to stay away from.

http://www.EPA.gov

Hope you all have a great day and until next time

Tax Lien Certificates top 10 risk: lesson 2

Hello again how are you doing I am here to give you the next risk factor to Tax Lien Certificates it is really not a risk, but this is what they teach you. Risk number two is when the IRS files a lien against the property it sounds much worse than it is. I explained a little in the first article it was kind of an overview. Like I said before this is not a problem when the IRS puts a lien against the property it does not effect your ability to get paid. It just extends the time a little you have to give a 120 day window to either get your money or get the property. They will not respond because IRS is not into buying houses and selling them so that leaves the property to you with a clean deed. Just buy chance the IRS decides to buy the property well you still get your money with the compounded interest rate. Like I said all the states are different.

You will have to send the IRS form 14135 application to discharge property lien. This is the 120 day window you have to wait for them to respond if they don't respond within 120 days then again the property is free and clear. But as we talked about in both my other post due-dilligence is going to be the most important asset to everyone in pretty much everything you do. I will say this in every post because  this happens to most important in  success with anything. Pretty quick I will be giving you the 14 step process and you will be on your way to making money like you won't believe. Te beautiful thing is it is free of charge because I have already paid to learn and thought I could tell everyone the tricks.

I know this is not for everyone, but for the ones that can dig down deep and get a wealth of knowledge and enjoy working on there own good luck. Until tomorrow have a great day and see you on your road to success.

Tax Lien Certificates top 10 risk

Over the next 10 days I will explain to you what your risks are with Tax Lien Certificates. I will tell you this time and time again due-dilligence is a top priority when doing anything. Here you go people I will help you learn ho to be successful you just have to follow certain steps and you cannot fail. Sorry there are too many things to put in one post but daily I will try to give you as much information as I possible can. Just remember to look me up when you do become rich and your corporation is flying high. Okay lets get to it I will try to explain in the simplest form, and here is the first risk you have to pay attention to, but you still cannot lose money just prolongs your paycheck a little longer.

If the property owner files bankruptcy. This is not in anyway going to make you lose a cent, they then just pull the property from the auction. Then the sale will go into default, but that has nothing to do with you. Bankruptcy will happen during the redemption period and the county will have to notify anyone that has a lien on the property. It does not matter if its the bank or IRS. Most banks are being sold and the county only has one address to notify so if the house is still owed 75,000 dollars the bank don't know whats going on. If the bank don't pay the taxes you get the house free and clear. Even if the IRS has a lien on the house the IRS is not into buying and selling houses so they too will let it go.

Lets say the Bank pays for the property and pays off the taxes well thats great too because then the county pays you the money you put up with all the interest that you were counting on. By the way if no body pays you then own the house you can make a lot of money instead of interest say 17% on 5,000 what would be $5850 making $850 dollars. You now will own a house you can sell for say 75,000 but just think if you were in a hurry to get money you dump it for 25,000 and make that money instantly now you made $20,000 dollars. Yeah that is right this is how to make money quick. There are a lot of ways you can learn how to look for houses that people are going to lose or if you just want to collect on the interest. Just depends on how comfortable you are with owning property all over the place. Well as I said you are the first position on the property and you are protected at all time you will not lose money you might just gain property which is not so bad either it just extends the process when people file bankruptcy.

All I can say is do your Due-Dilligence on everything. There again that is the first risk with Tax Lien Certificates in my eyes that don't seem like a risk, but some people are afraid to own property out of state. Just remember you can find real-estate agents all vower the world in later blogs I will tell you how they can be a big advantage for you to use them. I will give you the 14 steps that if you follow you can not fail in a later blog. Well hope to see you in my next blog have a great day see you soon.

Calvin

Tax Lien Certificates

This seems to be a bullet proof way to make money it is a win win situation. The only thing you have to do is use due-diligence and you can be very successful. Why I say this is a win win situation is that you are paying for tax lien certificates and you get these through the county. There is a percentage on all of these liens and they range from 12% up to 39% depending on the state you are getting the tax lien certificates from. The bank can not even come close to giving you them rates at 39% you can almost double your money in 2 years. Now you ask what if they don't pay for there taxes. Well this is how that works.

All states are different but we will go with a normal circumstance say you get a 25% state you will collect that money if paid. They have two years to pay it like I said that is how most states work if the pay it in two years you will have collected 25% for the first year and another 25% for the second year. Now if they do not pay then you receive the property free and clear a clear title. It does not matter if that house has a mortgage or anything against it not even if the IRS has a lien against it. That is right all liens are null and void. The beautiful thing is that the county does all the work sending the letters and if they get no response you own the property. Lets say the bank steps in and pays it off well that is fine too it don't matter you still get your 25% check from the county for each year. This is why I say it is a win win citation and as long as you do your due-dilligence everything should be great.

Well got a lot more to say but don't want to take up all your time in one post hope to see you all soon.

Calvin